Chicago operators miss the RLTO window while watching the state statute. Mark Chicago on step 1 and build the packet before you draft the letter.
Chicago RLTO vs statewide Illinois deposit clocks
Two clocks, one turnover
765 ILCS 715/ and Chicago RLTO both care about surrender and itemization.
Deposit Desk prints the math you chose on step 1.
Not legal advice. Confirm facts and deadlines with qualified counsel.